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When it comes to finance, things can get complicated quickly. We’re here to make your financial decisions a whole lot easier.

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Investments

8 Best Investing Podcasts for Aussie Investors To Listen To

April 12, 2021

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Investments

April 12, 2021

8 Best Investing Podcasts for Aussie Investors To Listen To

Calculators

June 4, 2020

How to Use a Car Loan Calculator & Other Tools to Your Benefit

Car Loans

June 4, 2020

A ‘How To’ Guide to Car Loan Comparison

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Income Protection

Stress Leave: How to Take Time off Work for Stress

Oct 28, 2020
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The Cost of Ignoring Your Health Problems

Aug 27, 2020

Common questions

Before you get started, there are a few eligibility requirements you need to meet: 

Be at least 18 years old

An Australian citizen or permanent resident

Have a regular income

To submit an application with us, you will need your mobile phone and Internet banking login details.

We don’t do a ‘hard’ credit check ourselves. However, we conduct a soft credit check in order to understand what your credit history is like. Once you have chosen a lender and have an offer from them, that lender will conduct a hard credit check. 

We can help our clients borrow a personal loan from $5,000 up to $80,000 with terms ranging from 1 year to 7 years. 

Most of the time we can get you an offer from a lender on the same day you apply. 

From a new set of wheels to an upcoming adventure, there are many reasons why our clients come to us to help find them a personal loan. At OIYO, we can help you find a loan for a variety of reasons, including:

Home improvements

Debt consolidation

Buy a new or used car

Green living

Holidays

Medical & dental expenses

Weddings