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Home > Life cover articles

Life cover articles

3 articles found


What Is a Probate? How it Works & When You Might Need One
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What Is a Probate? How it Works & When You Might Need One

It’s tough to deal with the passing of a loved one, and in a difficult time like that, finance is often the last thing on anyone’s mind. But it’s important …

Continue reading "What Is a Probate? How it Works & When You Might Need One"

Written by Peter Calos

• 26/03/2021 • 7 minute read


How to Find the Best Life Insurance Policy for You
funeral cover life cover term life insurance total and permanent disability trauma insurance

How to Find the Best Life Insurance Policy for You

Life insurance is important, as it provides you and your family with a financial safety net if you pass away or are diagnosed with a serious illness or injury. It …

Continue reading "How to Find the Best Life Insurance Policy for You"

Written by Katie Douglass

• 26/03/2021 • 9 minute read


What is Life Insurance and Should You Get It?
funeral cover life cover term life insurance total and permanent disability trauma insurance

What is Life Insurance and Should You Get It?

What is life insurance and do I need it? Life insurance can be a sensitive topic, and we understand it can be uncomfortable to think about the worst-case scenarios. However, …

Continue reading "What is Life Insurance and Should You Get It?"

Written by Katie Douglass

• 26/03/2021 • 8 minute read

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About Oiyo News Room Calculators Credit Scores Become a Contributor Beyond Finance

Oiyo is a trading name of Leadpal Pty Ltd (ABN 15 625 489 161), Australian Credit Licence 507797. We are a referral service only and we do not recommend a particular credit contract or specific credit contract. Your request will be referred to a third party lender or broker who will contact you. The third party will appraise you of their fees, charges and terms before you would enter any contract with them. We may receive a referral fee (amount not ascertainable but may range from $5 to $2000) from the third party. It is recommended that you obtain independent legal and financial advice before taking up any financial products.

*For personal loans above $5,000 - Interest rate from 7.89% p.a. Comparison rate from 8.73% p.a. Terms, conditions, fees and charges apply, and are subject to change.
The starting interest rate of 7.89% (comparison rate of 8.73%) assumes a customer with an excellent credit history. Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $11,403. This represents a comparison rate of 8.73% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

© Oiyo 2022 All Rights Reserved

WARNING: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.


Check your options before you borrow:

  • For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments.

The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.