First home buyer articles
11 articles found
No Deposit Home Loans: What Are They and How Do They Work?
With housing prices at an all-time high, and lenders less willing to sign off on loans, the dream of home ownership can often feel out of reach for many young …
Continue reading "No Deposit Home Loans: What Are They and How Do They Work?"
Written by Kylie Thompson
• 26/03/2021 • 6 minute read
RBA Rate Cut: Is Now the Time to Buy a House?
For the first time in history, it’s cheaper to own than to rent. On the 3rd of November, the Reserve Bank of Australia made history when it cut rates to …
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Written by Suzi O'Shea
• 26/03/2021 • 7 minute read
Moving House Checklist: Everything to Consider When Moving
It’s 40 degrees outside. You live on the third floor of a townhouse. The removalists are arriving in half an hour. When it comes to moving house, there’s no denying …
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Written by Angelica Silva
• 26/03/2021 • 6 minute read
Mortgage Offset Accounts: What Are They and Do You Need One?
There are many things to consider when choosing the right home loan for you, one of which includes whether to get a mortgage offset account. Often, mortgage offset accounts can …
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Written by Katie Douglass
• 26/03/2021 • 4 minute read
The First Home Loan Deposit Scheme (FHLDS): Everything You Need to Know
A suburban home with a lush front yard, a white picket fence, maybe even a golden retriever behind it? When you hear ‘The Great Australian Dream’ what comes to your …
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Written by Angelica Silva
• 26/03/2021 • 11 minute read
What is a Chattel Mortgage and How Do You Apply For One?
Your business needs a vehicle, so naturally, the first question is how to pay for it? You have different options for financing a car (or any other vehicle) and a …
Continue reading "What is a Chattel Mortgage and How Do You Apply For One?"
Written by Nora Ackermann
• 19/10/2020 • 6 minute read
WARNING: Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
- If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments.
The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.