Tools & resources—
When it comes to finance, things can get complicated quickly. We’re here to make your financial decisions a whole lot easier.
Have a question? Start here.
All Results
Common questions
Before you get started, there are a few eligibility requirements you need to meet:
Be at least 18 years old
An Australian citizen or permanent resident
Have a regular income
To submit an application with us, you will need your mobile phone and Internet banking login details.
We don’t do a ‘hard’ credit check ourselves. However, we conduct a soft credit check in order to understand what your credit history is like. Once you have chosen a lender and have an offer from them, that lender will conduct a hard credit check.
We can help our clients borrow a personal loan from $5,000 up to $80,000 with terms ranging from 1 year to 7 years.
Most of the time we can get you an offer from a lender on the same day you apply.
From a new set of wheels to an upcoming adventure, there are many reasons why our clients come to us to help find them a personal loan. At OIYO, we can help you find a loan for a variety of reasons, including:
Home improvements
Debt consolidation
Buy a new or used car
Green living
Holidays
Medical & dental expenses
Weddings