Whether you’re looking to sign up for a credit card or switch to a new one, it can be tricky to find the right one for you when there’s hundreds out there on the market. Luckily for you, we’ve put together the top 5 credit card offers as of January 2021 to help you compare.
Please note, the information shown in the following table reflects the current rates offered by financial providers. Products are ranked by lowest purchase rate as of January 2021. Ensure you check upfront with your credit card provider to further understand if their product meets your needs.
|Product||Purchase Rate||Balance Transfer Rate||Annual Fee||Interest Free Period|
|Bendigo Bank Low Rate Credit Card||0% p.a. for 15 months, then 11.99% p.a.||13.99% p.a.||$45||55 days|
|Coles No Annual Fee Mastercard||0% p.a. for 12 months, then 19.99% p.a.||0% p.a. for 12 months, then 19.99% p.a.||$0||55 days|
|ANZ Low Rate Credit Card||12.49% p.a.||0% p.a. for 25 months, then 20.4% p.a.||$0 for first year, then $58 p.a.||55 days|
|Westpac Low Rate Card||13.74% p.a.||0% p.a. for 24 months, then 21.49% p.a.||$59||55 days|
|St. George Vertigo Classic||13.99% p.a.||0% p.a. for 24 months, then 21.49% p.a.||$0 in the first year, then $55 p.a.||55 days|
*Rates are subject to change over time.
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Oiyo is a consolidated online resource, we are not financial advisors. We work with a range of industry professionals and compliance check our articles to ensure factual accuracy. However, we do not provide professional financial advice. Consider seeking independent legal, financial, taxation or other advice to check how the information and ideas presented in this article relate to your unique circumstances.