Peter Calos is a contributing Writer at Oiyo, covering topics related to personal finance. He holds a Bachelor of Journalism and Arts from the University of Queensland. He has experience in radio journalism, library management, writing, and editing for a variety of independent journals.
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It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.