Peter Calos is a contributing Writer at Oiyo, covering topics related to personal finance. He holds a Bachelor of Journalism and Arts from the University of Queensland. He has experience in radio journalism, library management, writing, and editing for a variety of independent journals.
The latest by Peter Calos
1 articles written by this author
What Is a Probate? How it Works & When You Might Need One
It’s tough to deal with the passing of a loved one, and in a difficult time like that, finance is often the last thing on anyone’s mind. But it’s important …
Continue reading "What Is a Probate? How it Works & When You Might Need One"
Written by Peter Calos
• 26/03/2021 • 7 minute read
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WARNING: Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
- If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments.
The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.