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When it comes to finance, things can get complicated quickly. We’re here to make your financial decisions a whole lot easier.

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Investments

8 Best Investing Podcasts for Aussie Investors To Listen To

April 12, 2021

Popular Posts

Investments

April 12, 2021

8 Best Investing Podcasts for Aussie Investors To Listen To

Calculators

June 4, 2020

How to Use a Car Loan Calculator & Other Tools to Your Benefit

Car Loans

June 4, 2020

A ‘How To’ Guide to Car Loan Comparison

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Investments

8 Best Investing Podcasts for Aussie Investors To Listen To

Apr 12, 2021
Car Loans

How To Reduce Your Car Loan Repayments

Mar 25, 2021
Car Loans

Balloon Payments: What Are They and How Do They Work?

Mar 16, 2021
Home Loans

Top 8 Real Estate Apps in Australia

Mar 12, 2021
Investments, News Room

What Is Micro-Investing?

Mar 11, 2021
Car Insurance

Best Selling Cars in Australia — 2021

Mar 5, 2021
Health Insurance

What Are Not For Profit Health Insurance Providers?

Feb 10, 2021
Personal Loans

What Is A Credit Score?

Feb 4, 2021
Super

Ethical Super Funds: What Are They & How Do You Find One?

Jan 16, 2021
Banking

A Handy Guide To Switching Banks

Jan 8, 2021

Common questions

Before you get started, there are a few eligibility requirements you need to meet: 

Be at least 18 years old

An Australian citizen or permanent resident

Have a regular income

To submit an application with us, you will need your mobile phone and Internet banking login details.

We don’t do a ‘hard’ credit check ourselves. However, we conduct a soft credit check in order to understand what your credit history is like. Once you have chosen a lender and have an offer from them, that lender will conduct a hard credit check. 

We can help our clients borrow a personal loan from $5,000 up to $80,000 with terms ranging from 1 year to 7 years. 

Most of the time we can get you an offer from a lender on the same day you apply. 

From a new set of wheels to an upcoming adventure, there are many reasons why our clients come to us to help find them a personal loan. At OIYO, we can help you find a loan for a variety of reasons, including:

Home improvements

Debt consolidation

Buy a new or used car

Green living

Holidays

Medical & dental expenses

Weddings