Communications Manager
Katie Douglass is the Communications Manager at Oiyo and a writer. In recent years, Katie's work has appeared in publications such as Marie Claire, InStyle, and THE ICONIC. She has a Bachelor of Creative Industries in Fashion Communication & Journalism from the Queensland University of Technology. At Oiyo, Katie is responsible for overseeing editorial strategy.
The latest by Katie Douglass
56 articles written by this author
8 Best Investing Podcasts for Aussie Investors To Listen To
Podcasts are growing in popularity among Aussies (one-third of them, to be exact) and it’s easy to see why. They’re accessible, free, and convenient to listen to. Whether you’re commuting, …
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Written by Katie Douglass
• 12/04/2021 • 5 minute read
Principal and Interest (P&I) Home Loans: What Are They & How Do They Work?
When applying for a home loan (or mortgage), there are many things to consider but one of the most important is how you will repay it. Generally, there are two …
Continue reading "Principal and Interest (P&I) Home Loans: What Are They & How Do They Work?"
Written by Katie Douglass
• 01/04/2021 • 5 minute read
Balloon Payments: What Are They and How Do They Work?
If you’re looking for a car loan to purchase a new set of wheels, you might come across the term ‘balloon payment’. A car loan with a balloon payment can …
Continue reading "Balloon Payments: What Are They and How Do They Work?"
Written by Katie Douglass
• 26/03/2021 • 5 minute read
Car Insurance Sign-Up Offers & Deals – March 2021
Whether you’re taking out car insurance for the first time or switching to a new insurer, a sign-up offer or deal can be a handy way to save some money. …
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Written by Katie Douglass
• 05/03/2021 • 4 minute read
How To Choose A Health Insurance Provider
In Australia, there are many health insurance policies to choose from. In fact, according to the Australian Competition and Consumer Commission (ACCC): That’s a lot to choose from! So understandably, …
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Written by Katie Douglass
• 25/03/2021 • 5 minute read
What Are Not For Profit Health Insurance Providers?
When comparing private health insurance providers, you might come across two types of health funds — not for profit and for profit. But, what exactly is the difference between the …
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Written by Katie Douglass
• 10/02/2021 • 5 minute read
Ethical Super Funds: What Are They & How Do You Find One?
Where you put your money, matters. In just the last year alone, we’ve seen natural disasters including bushfires, flooding, and drought, affect our entire nation. As a result, there’s been …
Continue reading "Ethical Super Funds: What Are They & How Do You Find One?"
Written by Katie Douglass
• 26/03/2021 • 8 minute read
Domestic Travel Insurance: Is It Worth It?
With international travel still a far away possibility due to the COVID-19 pandemic, many Aussies are instead looking to travel in their own backyard. According to a Flight Centre agent …
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Written by Katie Douglass
• 15/01/2021 • 4 minute read
MRI Scan: What Is It & How Much Does It Cost?
What is an MRI? Magnetic Resonance Imaging (MRI) is a non-invasive medical procedure that uses a strong magnetic field and low energy radio waves to produce detailed anatomical images of …
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Written by Katie Douglass
• 26/03/2021 • 4 minute read
Ep.3: Recycle, Refurb, Reuse – Can Sustainability Save Us $$$?
Episode summary Over 2018-19 Aussies generated a whopping 76 million tonnes of waste. How Australia deals with its trash has become one of the biggest sustainability issues of today. Yet …
Continue reading "Ep.3: Recycle, Refurb, Reuse – Can Sustainability Save Us $$$?"
Written by Katie Douglass
• 26/03/2021 • 2 minute read
The Top 5 Travel Destinations for Christmas 2020
It’s been quite the year. As the end of it draws near and COVID-19 restrictions start to ease, many Aussies will be looking to escape their work-from-home stations and travel …
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Written by Katie Douglass
• 04/12/2020 • 16 minute read
Trauma Insurance: What Is It & Should You Get It?
When facing a serious illness or major injury, the last thing you want to be stressing about is money. Whether it’s to take time off work, pay for medical expenses, …
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Written by Katie Douglass
• 26/03/2021 • 4 minute read
RBA Cuts Cash Rate to Historic Low of 0.10%
The Reserve Bank of Australia (RBA) has announced today the official cash rate will be cut to a historic low of 0.10%, taking it to near negative interest rates. This …
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Written by Katie Douglass
• 26/03/2021 • 3 minute read
Car Window Tinting: Everything You Need to Know
Living in the ‘sunburnt country’, it’s little wonder that car window tinting is a popular option among Aussie car owners. Regardless of where you live in Australia, chances are it’s …
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Written by Katie Douglass
• 09/11/2020 • 7 minute read
Australia’s Top 5 Rewards Credit Card Offers in 2020
Whether it’s frequent flyer miles, a gift card, or cashback on your groceries, a rewards credit card can be a handy way to benefit from your spending. While earning rewards …
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Written by Katie Douglass
• 26/03/2021 • 6 minute read
Australia’s Most Popular Investment Apps in 2020
Investment apps – the new way to invest If you thought investing involved putting on a suit, going to the floor of the stock exchange, and shouting at each other …
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Written by Katie Douglass
• 26/03/2021 • 5 minute read
Mortgage Offset Accounts: What Are They and Do You Need One?
There are many things to consider when choosing the right home loan for you, one of which includes whether to get a mortgage offset account. Often, mortgage offset accounts can …
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Written by Katie Douglass
• 26/03/2021 • 4 minute read
Neobanks: Here’s Everything You Need to Know
A new way for Aussies to bank Does the word ‘neobank’ sound to you like something out of a sci-fi movie involving robots and artificial intelligence? Same here. That’s why …
Continue reading "Neobanks: Here’s Everything You Need to Know"
Written by Katie Douglass
• 26/03/2021 • 5 minute read
RBA Holds Cash Rate at 0.25% for October 2020
The Reserve Bank of Australia (RBA) has announced today the official cash rate remains on hold at 0.25%. It has remained at a historic low since late March this year. …
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Written by Katie Douglass
• 26/03/2021 • 5 minute read
What is Professional Indemnity Insurance and Is It Important?
As a business owner, there’s no doubt you work hard to offer the best service or advice to your clients. But, mistakes can happen (even to the best of us) …
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Written by Katie Douglass
• 01/10/2020 • 7 minute read
A Simple Guide to Investing in Managed Funds
What are managed funds? A managed fund, also known as ‘managed investments’ or ‘managed trusts’, is a type of investment where your money is pooled together with other investors by …
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Written by Katie Douglass
• 26/03/2021 • 7 minute read
What is Equipment Finance and Does My Business Need It?
What is business equipment finance? Whether it’s a coffee machine, computers, or heavy machinery, almost every business relies on having equipment to operate and grow. Yet, purchasing equipment can be …
Continue reading "What is Equipment Finance and Does My Business Need It?"
Written by Katie Douglass
• 24/09/2020 • 7 minute read
Home Insurance Comparison: How to Find the Best Policies in Australia
Whether it’s your first time or your seventh, if you’ve just purchased a new home you’re probably weighing up which insurance cover might be right for you. Considering everyone’s situation …
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Written by Katie Douglass
• 26/03/2021 • 10 minute read
Major Australian Bank Takes on Afterpay With No Interest Credit Card
A new approach to credit A major Australian bank is taking on buy now, pay later (BNPL) services such as Afterpay and Zip, with the launch of an interest-free credit …
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Written by Katie Douglass
• 26/03/2021 • 4 minute read
How to Find a Home Loan with a Good Interest Rate
If you’re looking into home loan interest rates then you’re not alone! Buying a house has long been considered part of the great Australian dream. According to data from a …
Continue reading "How to Find a Home Loan with a Good Interest Rate"
Written by Katie Douglass
• 26/03/2021 • 6 minute read
How to Find the Best Life Insurance Policy for You
Life insurance is important, as it provides you and your family with a financial safety net if you pass away or are diagnosed with a serious illness or injury. It …
Continue reading "How to Find the Best Life Insurance Policy for You"
Written by Katie Douglass
• 26/03/2021 • 9 minute read
What is Life Insurance and Should You Get It?
What is life insurance and do I need it? Life insurance can be a sensitive topic, and we understand it can be uncomfortable to think about the worst-case scenarios. However, …
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Written by Katie Douglass
• 26/03/2021 • 8 minute read
The Cost of Ignoring Your Health Problems
Do you feel more stressed than usual? Busier than ever? Burnt out? You’re not alone. According to research conducted by health fund Medibank, the number of stressed Aussies has jumped …
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Written by Katie Douglass
• 26/03/2021 • 6 minute read
Best Savings Accounts in Australia as of 2020
Are you wanting to save for a house? An overseas holiday? Or maybe you just want to set aside some cash for a rainy day? Opening up a savings account …
Continue reading "Best Savings Accounts in Australia as of 2020"
Written by Katie Douglass
• 26/03/2021 • 11 minute read
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WARNING: Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
- If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments.
The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.